@bhi All Business Research Reports: Banking
Showing posts with label Banking. Show all posts
Showing posts with label Banking. Show all posts

Tuesday, April 8, 2014

US ICT Investment Industry 2014 Enterprise ICT Spending Patterns To The End Of 2015

US ICT Investment Industry 2014 2014 " is the latest addition to Market Research Reports.biz industry research reports collection. To order report Call +1-518-618-1030 or send an email on sales@marketresearchreports.biz with US ICT Investment Industry 2014 in subject line.


The ICT investment trends in the US report published by Kable Global ICT Intelligence presents the findings from a survey of 156 US enterprises regarding their Information & Communications Technology (ICT) investment trends. The report illustrates the core technologies enterprises are investing in, including the likes of mobility, communications & collaboration, green IT & virtualization, and cloud computing.


Key Findings
  • Kable’s survey of 156 US enterprises highlights that X% of respondents anticipate an increase in their ICT budgets in 2014, which is an increase of X% compared to 2013.
  • According to Kable’s survey, US enterprises are planning to invest X% of their external ICT budgets in hardware, software, and IT services in 2014, which is more than the combined allocation in 2013.
  • US enterprises are allocating the highest proportion of their software budgets to application lifecycle management followed by enterprise applications and information management in 2013.

US ICT Investment Industry 2014This report presents the findings from a survey of 156 US enterprises regarding their Information & Communications Technology (ICT) investment trends. The survey investigates how US enterprises currently allocate their ICT budgets across the core areas of enterprise ICT spend, namely hardware, software, IT services, communications and consulting.

The report illustrates the core technologies enterprises are investing in, including the likes of mobility, communications & collaboration, green IT & virtualization, and cloud computing. The survey also highlights the approach adopted by enterprises in the US to purchase technology. Through Kable’s survey, the report aims to provide better insight to ICT vendors and services providers when pitching their solutions to enterprises in the US.

In particular, it provides an in-depth analysis of the following:
  • Understand how ICT budgets are set to change in 2014 in terms of their overall size.
  • Appreciate how IT budgets are allocated across the core elements of IT spend, including hardware, software, services, communications, and consulting.
  • Learn how IT Dollars are being spent in areas such as the data centre, applications, IT management and the network.
  • Gain an understanding regarding which ICT functions US enterprises are interested in outsourcing.
Reasons to buy
  • This report will help readers to understand how the US enterprise ICT landscape is set to change in 2014.
  • Gain a view as to how ICT Dollars are being allocated in your target audience.
  • The report covers a detailed breakdown of the opportunities within each of the core areas of ICT spend (hardware, software, IT services, telecommunications & consulting.)
  • The report will help users to gain a view of the current strategic objectives of US enterprises.
Table of Contents

1 Trends in ICT budgets
1.1 Introduction
1.2 Survey demographics
1.3 ICT budget changes
1.4 ICT budget allocation by core technology area
1.4.1 Hardware budget breakdown
1.4.2 Software budget breakdowns
1.4.3 Third party IT services expenditure

2 ICT investment priorities and vendor mindshare
2.1 Introduction
2.2 Core technology investment priorities
2.2.1 Mobility
2.2.2 Communications & collaboration
2.2.3 Green IT & virtualization
2.2.4 Cloud computing solutions

3 ICT procurement trends
3.1 Introduction
3.2 Purchasing channels
3.3 Business objectives influencing IT investment strategy
3.4 IT objectives influencing IT investment strategy
3.5 ICT provider selection

Table 1: US enterprise ICT survey industry breakdown
Table 2: US enterprise ICT survey breakdown by size band (number of employees)
Table 3: Recent and expected ICT budget changes among US enterprises
Table 4: US enterprises’ (external) ICT budget allocation, 2013 and 2014
Table 5: US enterprises’ average hardware budget allocation

About Us


Market Research Reports.biz is the most comprehensive collection of market research reports. Marketresearchreports.biz services are especially designed to save time and money of our clients. We are a one stop solution for all your research needs, our main offerings are syndicated research reports, custom research, subscription access and consulting services. We serve all sizes and types of companies spanning across various industries.

Contact Us

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90 Sate Street, Suite 700
Albany, NY 12207
USA - Canada Toll Free: +1-866-997-4948

Credit Cards Industry For Mass Affluent Consumers 2014

Credit Cards Industry For Mass Affluent Consumers 2014 2014 " is the latest addition to Market Research Reports.biz industry research reports collection. To order report Call +1-518-618-1030 or send an email on sales@marketresearchreports.biz with Credit Cards Industry in subject line.


The report provides insights into premium credit cards offered to mass affluent 
customers in key markets. It provides:
  • A global snapshot of current market dynamics for premium credit cards and their future outlook
  • Insights into the key factors driving increased focus on mass affluent customers
  • Insights into best practices and key strategies adopted by card issuers across key card markets
  • Information on value-added features offered by premium credit cards to attract customers
  • Case examples which highlight the successful enactment of best practices and strategies in key markets
Credit Cards Industry For Mass AffluentSummary

Banks and other card issuers are increasingly focusing on credit cards designed to target mass affluent consumers. Even though mass affluent consumers represent a relatively small percentage of their total customer base, the revenue generated from them is high - mainly due to their deeper banking relationships that involve deposit accounts, mortgages, investment, and asset and wealth management, among others.

Mass affluent consumers spend more while shopping, traveling and purchasing services than mass market consumers. Moreover, the spending patterns of mass affluent consumers are generally less impacted during economically difficult times. Mass affluent customers are also traveling more than ever, and forecasts for outbound trips indicate that this trend will continue over the next five years in key economies. Consequently, both issuers and card schemes are partnering with airlines, hotels and resorts, and luxury brands to offer enhanced benefits on credit cards. Mass affluent customers are often offered lounge access at airports, free and discounted air tickets, preferential treatment at hotels and resorts, free valet parking, discounted limousine services, and insurance cover that ranges from travel accident to lost and delayed baggage, to trip cancellation. Card issuers and schemes also frequently offer roadside assistance, emergency legal and medical referrals, cash help in cases of loss or theft, and emergency card replacement services.

Scope
  • This report covers the market size of mass affluent consumers in eight key card markets.
  • This report provides a comparative analysis of benefits and services offered by 45 premium credit cards in key card markets.
  • It covers key business drivers for card issuers to issue credit cards for mass affluent customers.
  • It covers key strategies adopted by card issuers for all eight countries covered in the report.
  • It also provides case studies based on best practices adopted by the card issuers in these countries.
Reasons To Buy
  • Gain insights into market potential for mass affluent customers in eight key markets.
  • Gain insights into the product proposition strategies of card issuers in key markets.
  • Gain insights into the current and future dynamics of premium credit card markets.
  • Understand emerging trends and drivers for premium credit cards.
Key Highlights
  • Consumers are moving away from conspicuous consumption to more considered consumption, and access to special or unique experiences through their card has gained importance. In this altered environment, banks and other card issuers are adopting various strategies to decrease operating costs and increase revenue potential.
  • Banks and other card issuers are increasingly focusing on credit cards designed to target mass affluent consumers driven by the relatively high profitability offered by this segment. At times, banks may run the cards at a loss, but benefit from the rest of their relationships with mass affluent clients through deposits, investments, savings, mortgages, and asset and wealth management, among others.
  • The rising commoditization of benefits and the devaluation of the prestige and status associated with cards emerged as a risk for issuers, as it necessitates additional effort to attract and retain clients. To overcome this, organizations are investing in new branding strategies and product features, despite falling profit margins.

Table of Contents

1 Executive Summary

2 Global Premium Credit Card Sector Dynamics
2.1 Industry Snapshot and Future Outlook
2.2 Key Trends and Drivers
2.2.1 Emerging trends
2.2.2 Market drivers

3 Credit Cards for Mass Affluent Consumers in Key Markets
3.1 The US
3.1.1 Market potential - number of mass affluent customers
3.1.2 Product comparison
3.1.3 Strategies
3.2 The UK

4 Best Practices and Case Studies
4.1 Best Practices
4.1.1 Customer engagement using social media
4.1.2 Partnerships with merchants and service providers
4.1.3 Product segmentation and rebranding to offer simplified products

About Us


Market Research Reports.biz is the most comprehensive collection of market research reports. Marketresearchreports.biz services are especially designed to save time and money of our clients. We are a one stop solution for all your research needs, our main offerings are syndicated research reports, custom research, subscription access and consulting services. We serve all sizes and types of companies spanning across various industries.

Contact Us

M/s Sheela
90 Sate Street, Suite 700
Albany, NY 12207
USA - Canada Toll Free: +1-866-997-4948

Wednesday, April 2, 2014

UK Mortgages Industry 2014, Global Industry Analysis, Size, Share, Growth, Trends and Forecast



UK Mortgages Industry 2014 " is the latest addition to Market Research Reports.biz industry research reports collection. To order report Call +1-518-618-1030 or send an email on sales@marketresearchreports.biz with UK Mortgages Industry  in subject line.


UK Mortgages MarketCurrent market conditions present an opportunity for lenders to start promoting long-term fixed rate mortgages among UK consumers. As interest rates will only increase in the future, there has never been a better time to get people thinking about the advantages of longer-term mortgage products.

Inquire Before buying the Report @ UK Mortgages Industry


Table of Contents

Executive Summary

The market
Gross mortgage advances increased in 2013 and will continue to grow
Figure 1: Forecast of gross mortgage lending, 2008-18
First-time buyers driving growth of house purchase loans
Figure 2: Loans advanced for house purchase, by type of borrower, 2006-13
Market factors
MMR comes into force in April 2014
Help to Buy proving beneficial for first-time buyers
Funding for Lending Scheme scaled back from February 2014
BoE base rate remains at historical low but will go up in the near future
Repossessions and arrears down in 2013
House prices showing strong growth
Companies, brands and innovation
Lloyds Banking Group leads the way in gross mortgage advances
Figure 3: Top six mortgage lenders, by gross advances, 2013
Nationwide leads the way on trust
Figure 4: Attitudes towards and usage of brands operating in the mortgages sector, December 2013
The consumer
Mortgage ownership
Figure 5: Mortgage ownership, December 2013
Type of mortgage held
Figure 6: Type of mortgage held, December 2013
Consumer mortgaging and re-mortgaging intentions
Figure 7: Mortgaging and re-mortgaging intentions over the next 12 months, December 2013

About Us

Market Research Reports.biz is the most comprehensive collection of market research reports. Marketresearchreports.biz services are especially designed to save time and money of our clients. We are a one stop solution for all your research needs, our main offerings are syndicated research reports, custom research, subscription access and consulting services. We serve all sizes and types of companies spanning across various industries.

Contact Us

M/s Sheela
90 Sate Street, Suite 700
Albany, NY 12207
USA - Canada Toll Free: +1-866-997-4948

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